Convert Your HDFC Credit Card Reward Points to Cash

HDFC Credit cards provide us a lot of benefits including the Rewards Points. It is very easy to convert your HDFC Credit Card Reward Points to Cash. The Bank gives us reward points for the amount we spent on shopping, Dining, Air-flights, Hotels of their associated companies. From these services we earn reward points and can convert them into cash for another usage.

Here we will learn to redeem reward points of HDFC Credit cards online through Net-banking. There is no need to visit the branch or any code to get cash from reward points. We ourselves could change the points to cash with appropriate methods. Check out the steps given below and deposit money in your HDFC bank while you spent

Redeem Reward Points to Cash in HDFC Bank

  • Visit the HDFC bank Net- Banking services portal at
  • Now login with your user ID and Password in HDFC Net-banking account
  • Once you are on your HDFC bank dashboard click on the Cards section at top of the page
  • Your credit card linked with your HDFC account will appear on the screen, select the card in which you have reward points and click on continue
  • Turn off the pop-up blocker, so that your HDFC points redeem page can open
  • On the next page, you will see Redeem Reward Points, there are 4 options available:- Redemption (Points Only), Fast Track (Points + Pay), InstaEvouchers, Cash Redemption
  • Select the Cash Redemption option blinking with a new icon
  • Select the HDFC Credit Card number, it will show you available points, an equivalent amount in INR to points.
  • Select how many points you want to redeem. You can also select all the points
  • Now click on the proceed button
  • The Amount shown equivalent to HDFC credit card points will be credited to your account and you will be notified by SMS on your registered mobile number.

In this way, you can get cash into your account from the points earned by using Credit Cards. You can download the Redemption form from the HDFC website and mail it to the concerned department to get the cash amount against the credit card point or call HDFC Credit Card customer care number at 1800 266 4332. However, the Net-banking method is good as you get instant credit for your points.

Leave a Comment