Home Banking How to How to Apply Online for SBI E Mudra Loan?

How to Apply Online for SBI E Mudra Loan?

SBI E Mudra Loan: –

State Bank of India ( SBI ) has launched E-Mudra Loan for its account holders who are willing to start micro enterprises. Under this scheme, applicants can apply for loans up to Rs 50,000 / – . This loan will be given for a period of 60 months ( including a moratorium period of 3 months). The loan repayment will start after the moratorium period of 3 months with interest of 9% per annum.

What is Mudra Loan: –

SBI E-Mudra Loan is a part of Pradhan Mantri Mudra Yojana ( PMMY ). Pradhan Mantri Mudra Yojana ( PMMY ) was launched by Honorable Prime Minister Shri Narendra Modi on 8 April 2015 . Under this scheme, loans up to Rs 10 lakh will be provided to micro enterprises / units which are in manufacturing, trade and service sector including agricultural activities.

E-Mudra Loan will be provided to SBI account holders who MSME would like to introduce -Individual | Many people who want to start their own business fail to do so due to lack of finances. An amount of up to Rs 50000 will be provided on SBI E-Mudra Loan with an interest rate of 9% .

Eligibility Criteria for Mudra Loan: –

  • The applicant has to get minimum 50% marks in Mudra Scoring Card for the infant.
  • The age of the applicant should be between 18 and 65 years.
  • Existing individual customers who maintain SBI’s savings bank / current account can apply for e-Mudra digital platform.
  • The applicant should not have availed of any SME loan in the past.
  • The applicant should have a satisfactory bureau report from CRIF Hi Mark.

Application process for SBI E Mudra Loan: –

  • E-currency debt ( E Mudra Loan candidates wishing to obtain) the official website of the State Bank of India (SBI) Https://wwwksbikcokin/ will go on |
  • Now go to the other services section and search for ” e-mudraLoans ” from the home page.

  • By clicking on the option, a new web page will appear on your screen.
  • Read the official notification carefully and click on the appropriate link online.
  • Now you have to enter the details asked on the screen, enter the mobile number and Aadhaar card number.
  • Generate OTP and enter OTP at the given location and click on Submit.
  • Now you have to enter your State Bank account number.
  • Enter the loan amount and click on proceed option.
  • Now enter your personal information asked on the screen such as an address, eligibility, monthly income, family member details, PAN card number, home ownership, etc.
  • Go ahead and enter the details related to your business on the next page.
  • Now review the details entered in the application form.
  • Then tick “I have read the terms and conditions” and proceed to the E-sign.
  • Now your Aadhaar verification will be for e-sign process, OTP will be generated, and enter OTP.
  • After verification, a confirmation message will come on clicking on the screen and your application will be submitted.

Also Read –

LEAVE A REPLY

Please enter your comment!
Please enter your name here

Must Read

भारतीय रिजर्व बैंक से जुड़े रोचक तथ्य – Interesting Facts About Reserve Bank of India Hindi

भारतीय रिजर्व बैंक (Bharatiya Reserve Bank) की स्थापना 1 अप्रैल, 1935 में हुई भारतीय रिजर्व बैंक (Reserve Bank of India) को भारत की प्रधान बैंक...

क्या है बिटकॉइन – What is Bitcoin in Hindi

12 मई 2017 को दुनिया भर के 100 देशों में Ransomware Cyber Attack हुआ है, जिसमें हैकर्स द्वारा फिरौती के रूप में बिटकॉइन (Bitcoin) की...

एनईएफटी क्या है – What is NEFT in Hindi

NEFT Kya hai? एनईएफटी (NEFT) की फुल फार्म है नेशनल इलेक्ट्रॉनिक फंड ट्रांस्फर (National Electronics Funds Transfer) होता है, एनईएफटी (NEFT) व्‍यक्तियों, फर्मों, और कंपनियों...

आरटीजीएस क्‍या है – What is RTGS in Banking Hindi

अगर आप Banking करते होगें तो आपने एनईएफटी (NEFT) और आरटीजीएस (RTGS) शब्‍द जरूर सुना होगा, यह दोनोंं ही इंटर बैंक ट्रांस्फर (Inter bank transfer) के...

आईएफएससी कोड क्या होता है – What is IFSC Code in Hindi

जब आप नेटबैंकिग करते हैं तो आपसे अक्‍सर आईएफएससी कोड (IFSC Code ) पूछा जाता है, असल में RTGS और NEET करते समय आईएफएससी...

How to Apply Online for SBI E Mudra Loan?

SBI E Mudra Loan: - State Bank of India ( SBI ) has launched E-Mudra Loan for its account holders who are willing to start micro enterprises. Under this scheme, applicants can...

What is MPIN? How to Get it

The full form of MPIN is "Mobile Banking Personal Identification Number". When you do a Transaction using a mobile, it works as a password. It is...
close